A Rupay credit card is a flexible payment card launched by NPCI, under the umbrella of the Rupay payment system. Since the Rupay credit card is introduced as Made-in-India product, it effectively fulfills the needs of Indian consumers to make reliable, convenient and quick payments. Indigenously developed Rupay credit cards have now gained more prominence in digital economy of India and provide reliability at the most economical rates as per requirements of the users. Features and Benefits of Rupay Credit Card Made for India A Rupay credit card is developed with an intention of retaining the nature of the Indian consumers and their choices. In contrast to the international credit card networks, a Rupay credit card aims at making the best payment system for the domestic market. It is designed keeping in mind the spending capacity of the users from India and it is cheap and easy to use. If you are thinking about the term Rupay credit card then let me tell you, that Rupay credit card is actually established to facilitate India’s own card network for the payment system. Choosing the right Rupay credit card in India means using a card that was designed with the Indian population and their reimbursement behavior in mind. Low Transaction Costs It is equally important to note that the transactional costs involves on a Rupay credit card strikes a fairly impressive figure. That’s why it is suitable for both users and merchants who look for cheap payment methods. While international credit card networks charge far more fees, the Rupay credit cards provide a great saving in terms of processing charges which when accumulated becomes a large sum. For those people who have to make multiple transactions they should choose a lifetime free Rupay credit card as they can be free for lifetime, thus making it birthdays a better financial deal in the long run. A Rupay credit card is one that has low transaction costs and is an equivalent of the best services when you are applying for one. The affordability of the best Rupay credit card for UPI payments also makes it prospective for the modern consumer. Wide Acceptance Currently the best Rupay credit cards in India are accepted both nationally and internationally. To increase the versatility of Rupay credit cards, these cards have affiliated themselves with international payment networks including Discover and JCB which allow users to make international purchases without much botheration. India: From millions of merchant outlets immediately, consumers can use the Rupay credit cards anywhere they shop. If a customer is given a lifetime free Rupay credit card it is also more convenient to use internationally without having to incur any additional charges. This is because if determined its acceptance globally, it is already expanding to some international markets and it has the partnership with the biggest payment networks. Secure Transactions Talking about security, Rupay credit card is ahead with this as it has some of the most tighter security measures. They include advanced encryption technologies, two factor authentications etc Rupay credit cards provide safer transactions for its users. These precautions are meant to safeguard individuals’s funds and strict the best Rupay credit card as secure for the clients. Other aspects that those who are pondering over what is Rupay credit card should know concerning their work is that the company is also strongly focused on providing highly secure payment solutions. This makes Rupay credit cards to rank high in security as consumers who apply for this type of credit cards can be assured of their data and recommend both online and offline usage. Customizable Features Through use of Rupay credit cards, there are number of customized solutions from the banks, in order to meet the needs of the customers. Be it cashback and reward on spends or a hefty discount on the cards to be availed, India’s top Rupay credit cards are stated below. Similarly, many of the banks also give a lifetime free Rupay credit card which does not have the aspect of annual charges Additionally, it offers more benefits for the users. Furthermore, the top Rupay credit card for UPI transaction provides a perfect and lucrative ride for the UPI operations. In the case where one is asking oneself what is Rupay credit card, and how it can boost the portfolio of an individual, the following capability of the card as mentioned above shows that it is intelligent and more practical. Types of Rupay Credit Card Basic Rupay Credit Card For those who want a simple card, for those who use credit cards for the first time, the basic Rupay credit card will do. This card usually comes with low annual fees meaning individuals who want to establish their credit history will not be charged highly for the privilege. The rewards for a basic Rupay credit card is simple and avails cashback or a discount on bills such as grocery, eating out or bill payments. If you are a first-time user of credit card or are curious to know about Rupay credit card, this low-risk card is the perfect ticket to understanding everything good about India’s own credit card. Eligibility criteria of Rupay credit card are quite simple and navigating through the card is also quite simple, so getting a basic Rupay credit card is also a good way to start with your financial planning. Premium Rupay Credit Card Luxury Rupay credit card involves those clients who require higher level of benefits and desire to have upscale card. Some of these cards come with benefits such as free airport lounge access which can turn business and other frequent flying into a wonderful experience. Furthermore, exposure of premium cards come with more rewarding points for specified categories like; eating out, traveling, and shopping among others, hence, users are able to benefit from their spending habits. Banks usually attach favorable treatment like insurance, including valet services, and other special promotions regarding leisure and food options. Nowadays premium is being liked by people, especially if you … Continue reading What is a Rupay Credit Cards?