Guide on Filing Income Tax Online in India Under the New Income Tax Rules
You are required by law to pay income tax, which also assists in building the country. Nowadays, filing income tax returns online is convenient for people in India due to recent changes by the department. As the process is called ITR online filing, individuals are able to file their Income Tax Return remotely.
This document shows you how to submit your ITR online for the Assessment Year (AY) 2025–26, explaining everything you need to do step by step. People such as salaried employees, freelancers, professionals and business owners are appropriate for this system.
To whom does it apply to file the ITR online?
People earning more than the basic exemption limit set for the financial year 2024–25 should file their income tax return. You can still choose to file your income tax return online even if your income is less than the required limit, so you can get a refund or provide proof of income.
Exemption Limits:
- ₹2.5 lakh if you had followed the previous rules
- With the new tax system, the tax deduction limit is ₹3 lakh.
Other motives for Online ITR:
- How to get a tax refund
- To get loans or visas
- To pass on losses
- If part of your wealth comes from outside your country
Things to Have Before Filling an ITR on the Internet
Before you start, have all needed documents ready. It makes the process more accurate and decreases the chance that a transaction will be turned down.
List of Documents Needed for the Application:
- You will need a PAN Card and an Aadhaar Card.
- Form 16 (salary certificate for salaried employees)
- The details of your salary are what are usually printed on the slip.
- Tax Credit Statement (Form 26AS)
- It includes an Annual Information Statement (AIS)
- Description of investments and allowable deductions (refer to 80C, 80D).
- The name of the bank and the account holder.
- TDS certificates or proof of income from somewhere else
Having everything you need on hand hastens and simplifies filing your ITR online.
How to File your ITR (Income Tax Return) Online
Step 1: Visit the Income Tax e-Filing Portal
- Go to: www.incometax.gov.in by opening your browser.
- Choose “Login” if you are already registered.
- Those joining for the first time should click on “Register,” and finish the process with their PAN.
Step 2: Select the e-File Option
- When you are logged in, click on the “e-File” tab.
- Click on the link that says “Income Tax Return”.
- Make the Assessment Year 2025–26.
- Go to the Online mode in the main menu.
- Choose the right ITR form for your situation (ITR-1 is used by people with salaries).
- Make a decision whether you are doing an Original Return or Revised Return
The process begins here when you start the online ITR form.
Step 3: Fill in Personal and Income Details
- Assure the pre-entered personal data (mainly Name, PAN and Aadhaar) are real.
- Enter the details about your work or business.
- Sum up all the money you earn from each source (including salary, rent, interest, capital gains, etc.).
- Enter details for the deductions allowed under 80C, 80D and other sections.
- Decide whether to use the Old or New tax regime.
- Your bank account details should be given for refund purposes (where applicable).
Double-check all the details before pressing send, because errors may cause you to miss the ITR online filing deadline.
Step 4: Verify All Tax Information
It uses the information you have entered to determine if you have to pay taxes or are owed a refund.
Tasks to Do Before You Buy:
- Compare income from Form 16 and Form 26AS.
- Check AIS if any high-value transactions are present.
- Review to make sure you have checked all the permissible deductions and exemptions.
- Look for the refund in your bank account.
Filing your ITR correctly online depends on making accurate entries.
Step 5: Go over your document and send it.
The portal allows you to look over your return before you hand it in. It allows you to find errors.
Points to Look Into:
- Spelling and numbers are correct.
- Selecting the right ITR form
- All kinds of income are taken into account.
- Ensuring every deduction and the total amount of tax is correct
After you are sure, press the “Submit” button to send your ITR online.
Step 6: Check Your Return at E-File
You can’t consider the filing complete until your tax return is checked. The applicant must finish this step in 30 days.
Verification Methods:
- Aadhaar OTP
- Net banking
- Bank ATM
- Demat account
- Through using EVC registered mobile/email
Filing your ITR online with no e-verification will not be accepted.
Following Online ITR Filing: What Comes Next?
After you have finished successfully and received verification:
- It sends you an email-based ITR-V (Acknowledgement) notice
- Go to the “My Account” area to view your return status.
- Refunds are normally processed in 7–45 days and they tend to be quicker for early filers
Store the ITR-V securely as it will be required in certain future cases.
Things You Should Not Do While Filing ITR Online
Errors when filing ITR online can cause the IT Department to send you penalties or notices.
Common Errors:
- When the PAN or Aadhaar is inserted inaccurately
- Picking the wrong bank account for the transfer
- Manual errors when filling the ITR
- Failing to record interest or rental payment
- Not claiming deductions properly
- Not confirming the person’s identity using e-verification
Avoiding them allows you to file effortlessly and without a lot of anxiety.
An overview: Online ITR filing made it easy
Following the right guidelines and organizing helps you submit your ITR for AY 2025–26 online without any hassle. Every stage in the process is planned to be simple for users.
Quick Recap:
- Follow the schedule of reporting and compliance timelines.
- Get all the needed documents.
- Pick the correct income tax return form.
- Record all your earnings and the money you spend of taxes or deductions.
- Check and preview the results.
- E-verify is needed to finish the process.
You can obey the rules and look after your personal finances by filing your ITR online. By filing early, you have extra time to correct anything wrong and get refunds faster.
Since income tax returns are due soon, start preparing yours as soon as you can.