How to Check Your EPF Balance Using UAN: A Step-by-Step Guide

The Employees’ Provident Fund (EPF) is a crucial savings scheme for salaried employees in India. It helps employees build a retirement corpus while also providing financial security. If you are an EPF account holder, it’s important to regularly check your EPF balance to keep track of contributions and withdrawals. Fortunately, the Employees’ Provident Fund Organisation (EPFO) has made it easy to perform an EPF balance check using your UAN (Universal Account Number).

In this guide, we’ll explain how to check your EPF passbook balance and perform an EPF balance check through various methods, including the EPFO portal, SMS, missed call, and the UMANG app.

What is UAN, and Why is it Important?

Your UAN (Universal Account Number) is a unique identification number assigned to every EPF member. It acts as a centralized system that links multiple EPF accounts under one ID. The UAN is crucial because:

• It helps in easy EPF balance check and tracking of contributions.
• Employees can transfer their EPF accounts when switching jobs.
• It enables hassle-free withdrawals from the EPF account.

To check your EPF balance, you must ensure that your UAN is activated and linked with your Aadhaar, PAN, and bank details.

Methods to Check Your EPF Balance

There are multiple ways to check your EPF passbook balance using your UAN. Below are step-by-step methods to perform an EPF balance check conveniently.

1. Checking EPF Balance Using the EPFO Portal

The EPFO provides an official portal where employees can check their EPF balance online.

Steps to Check EPF Passbook Balance on EPFO Portal:

• Visit the official EPFO Member Passbook Portal: https://passbook.epfindia.gov.in/
• Log in using your UAN and password.
• Once logged in, click on the ‘EPF Passbook’ option.
• Your EPF balance and transaction details will be displayed.

This method provides a detailed view of your EPF contributions, employer contributions, and withdrawals.

2. Checking EPF Balance via SMS

If your mobile number is registered with EPFO, you can check your EPF balance through an SMS service.

Steps to Perform EPF Balance Check via SMS:

• Send an SMS in the format: EPFOHO UAN ENG to 7738299899.
  • “ENG” is for English. You can replace it with other languages like HIN (Hindi), TAM (Tamil), etc.
• You will receive an SMS with your latest EPF passbook balance details.

3. Checking EPF Balance via Missed Call

A quick and easy way to check your EPF balance is by giving a missed call.

Steps to Perform EPF Balance Check via Missed Call:

• Ensure that your UAN is linked with your mobile number.
• Dial 9966044425 from your registered mobile number.
• The call will be disconnected automatically, and you’ll receive an SMS with your EPF passbook balance details.

4. Checking EPF Balance Using UMANG App

The UMANG (Unified Mobile Application for New-Age Governance) app provides another convenient way to perform an EPF balance check.

Steps to Check EPF Balance via UMANG App:

• Download the UMANG app from Google Play Store or Apple App Store.
• Open the app and select EPFO Services.
• Click on ‘View Passbook’ and enter your UAN.
• Authenticate with OTP, and your EPF passbook balance will be displayed.

Benefits of Regular EPF Balance Check

Performing an EPF balance check regularly helps you:

• Track monthly contributions from your employer.
• Identify any discrepancies in the EPF passbook balance.
• Plan financial goals and withdrawals accordingly.
• Ensure that your UAN is active and updated.

Common Issues While Checking EPF Balance

UAN Not Activated

If your UAN is not activated, you won’t be able to check your EPF balance. Activate it on the EPFO portal before proceeding.

Incorrect Mobile Number Linked

Ensure that your registered mobile number is updated in EPFO records to receive SMS notifications.

Website Downtime

The EPFO portal may experience technical issues. If you cannot access your EPF passbook balance, try again later.

Conclusion

Checking your EPF balance is now easier than ever, thanks to multiple digital platforms provided by EPFO. Whether you prefer the EPFO portal, SMS, missed call, or the UMANG app, you can perform an EPF balance check effortlessly. By regularly monitoring your EPF passbook balance, you can ensure financial security and plan for the future efficiently. Always keep your UAN updated to access all EPF-related services without hassle.

FAQs

1. How can I check my EPF balance if I forgot my UAN?

You can retrieve your UAN by visiting the EPFO Member Portal and clicking on ‘Know Your UAN’ using your registered mobile number.

2. Is it mandatory to link Aadhaar with UAN for EPF balance check?

Yes, linking Aadhaar with UAN is mandatory for accessing EPFO services, including EPF passbook balance check.

3. How often should I check my EPF balance?

It’s recommended to check your EPF balance at least once every few months to ensure all contributions are correctly credited.